|
DEPOSITS: |
Rate: |
APY |
Minimum Balance |
|
|
Pays Quarterly Dividends
(Determined by Board of
Directors at Quarter End)
|
|
Regular Shares |
0.00% |
0.00% |
on
$100 + balances |
effective 1/01/12 |
|
Share drafts |
0.00% |
0.00% |
0 |
|
|
|
|
Christmas Shares |
0.00% |
0.00% |
on
$100. + balances |
effective 1/01/12 |
|
Vacation Shares |
0.00% |
0.00% |
on
$100. + balances |
effective 1/01/12 |
|
IRAs |
2.00% |
2.01% |
on
$100. + balances |
effective 1/01/12 |
|
|
|
|
|
|
|
|
|
Money Market Accounts
|
|
Effective 1/01/2012 |
|
|
|
|
|
|
Tier I |
0.25% |
0.25% |
$2,000
|
|
|
|
|
Tier II |
0.30% |
0.30% |
$10,000
|
|
|
|
|
Tier III |
0.35% |
0.35% |
$20,000
|
|
|
|
|
Tier IV |
0.40% |
0.40% |
$50,000 or Over |
|
|
|
|
|
|
|
|
|
|
|
Pay Monthly
Dividends..
(Rate is Fixed for the Term
of Certificate) |
|
|
|
|
|
Pays Quarterly Dividends
(Determined by Board of
Directors at Quarter End)
|
|
|
|
Effective 1/01/2012
|
|
|
|
Certificates:
|
Rate: |
APY |
Min. Bal. |
Early Withdrawal Penalty |
|
6 month |
0.30% |
0.30% |
$500.00
|
90 days loss of
interest |
|
|
12 month |
0.50% |
0.50% |
$500.00
|
90 days loss of
interest |
|
|
24 month |
0.65% |
0.65% |
$500.00
|
180 days loss of
interest |
|
|
36 month |
0.75% |
0.75% |
$500.00
|
180 days loss of
interest |
|
|
|
|
|
|
|
|
|
Pay Monthly
Dividends..
(Rate is Fixed for the Term
of Certificate) |
|
|
|
|
|
Pays Quarterly Dividends
(Determined by Board of
Directors at Quarter End)
|
|
|
|
Effective 9/30/2011 |
|
|
|
(Traditional, Roth or
Education)
|
|
|
|
|
IRA Certificates:
|
Rate: |
APY |
Min. Bal. |
Early Withdrawal
Penalty |
|
1 Year IRA
Certificate |
1.75% |
1.76% |
$500.00
|
180 days loss of
interest |
|
|
2 Year IRA
Certificate |
2.05% |
2.07% |
$500.00
|
180 days loss of
interest |
|
|
4 year IRA
Certificate |
2.75% |
2.78% |
$500.00
|
180 days loss of
interest |
|
