|
DEPOSITS: |
Rate: |
APY |
Minimum Balance |
|
|
Pays Quarterly Dividends
(Determined by Board of
Directors at Quarter End)
|
|
Regular Shares |
0.50% |
0.50% |
on
$100 + balances |
effective 1/01/06 |
|
Share drafts |
0.00% |
0.00% |
0 |
|
|
|
|
Christmas Shares |
0.50% |
0.50% |
on
$100. + balances |
effective 6/30/05 |
|
Vacation Shares |
0.50% |
0.50% |
on
$100. + balances |
effective 6/30/05 |
|
IRAs |
2.00% |
2.01% |
on
$100. + balances |
effective 4/01/08 |
|
|
|
|
|
|
|
|
Pays Monthly
Dividends (Determined
by Board of Directors at
Month End)
|
Money Market Accounts
|
|
Effective 8/1/2008 |
|
|
|
|
Tier I |
1.50% |
1.51% |
$2,000
|
|
|
|
|
Tier II |
1.60% |
1.61% |
$10,000
|
|
|
|
|
Tier III |
1.75% |
1.76% |
$20,000
|
|
|
|
|
Tier IV |
2.00% |
2.02% |
$50,000
|
|
|
|
|
|
|
|
|
|
|
|
Pay Monthly
Dividends..
(Rate is Fixed for the Term
of Certificate) |
|
|
|
|
|
|
|
|
Effective 8/1/2008
|
|
|
|
Certificates:
|
Rate: |
APY |
Min. Bal. |
Early Withdrawal Penalty |
|
6 month |
2.90% |
2.93% |
$500.00
|
90 days loss of
interest |
|
|
12 month |
3.50% |
3.56% |
$500.00
|
90 days loss of
interest |
|
|
18 month |
3.65% |
3.71% |
$500.00
|
180 days loss of
interest |
|
|
24 month |
3.85% |
3.92% |
$500.00
|
180 days loss of
interest |
|
|
36 month |
4.00% |
4.02% |
$500.00
|
180 days loss of
interest |
|
|
48 month |
4.15% |
4.23% |
$500.00
|
180 days loss of
interest |
|
|
60 month |
4.35% |
4.44% |
$500.00
|
180 days loss of
interest |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Pay Monthly
Dividends..
(Rate is Fixed for the Term
of Certificate) |
|
|
|
|
|
|
|
|
Effective 8/1/2008 |
|
|
|
(Traditional, Roth or
Education)
|
|
|
|
|
IRA Certificates:
|
Rate: |
APY |
Min. Bal. |
Early Withdrawal
Penalty |
|
1 Year IRA
Certificate |
3.50% |
3.56% |
$500.00
|
90 days loss of
interest |
|
|
2 Year IRA
Certificate |
3.85% |
3.92% |
$500.00
|
180 days loss of
interest |
|
|
4 year IRA
Certificate |
4.15% |
4.23% |
$500.00
|
180 days loss of
interest |
|
